Overview

The Insurance Technology Trends Radar 2025 explores the impact of 56 technology trends, mapped to the following lines of business.

  • Property & Casualty
  • Life, Annuity, Retirement & Health
  • Brokers
  • Reinsurance

Insights from the radar will guide you in navigating the insurance industry's dynamic changes and adapting for growth. By capitalizing on the latest technology trends, you can remain at the forefront and ensure your strategies align with the evolving customer expectations.

Overview

From Hype to Impact: Why Read This Radar

Insurance is at a structural inflection point. With persistent margin pressure, shifting risk patterns, and rising regulatory scrutiny around AI governance, insurers are being compelled to re-evaluate and refine their AI strategies. The real differentiator isn’t whether you adopt AI—it’s how swiftly you embed applied AI into underwriting, claims, fraud, distribution, and operations with measurable outcomes and guardrails.

This radar provides

19 trends that matter now, organized by horizon, market potential, and adoption phase, and mapped to P&C, LARH, Brokers, and Reinsurance
Actionable guidance to move from proof-of- concept to governed scale
Signal vs. Noise - what to explore, experiment, and scale to unlock exponential productivity and better risk decisions
A shared language to prioritize AI investments with your C-suite and board

Insurance AI Trends Radar: Interactive View

Dive into our interactive radar to explore trend horizons, market potential, and adoption phases across insurance lines of business

How to Use

  • Hover for a quick glance at the trend
  • Click any trend to open detailed notes
  • Download the full report for solution highlights, and actionable insights

Note: Best viewed on desktop for full interactivity.

Watch Out for the Top Technology Trends in Insurance!

Property & Casualty
Life, Annuity, Retirement & Health
Brokers
Reinsurance
Fraud Intelligence

Fraud intelligence empowers P&C insurers to proactively detect and mitigate fraudulent activities through advanced algorithms and machine learning ensuring precision, speed and cost-effectiveness

Smart Underwriting

Smart underwriting represents an AI-led approach towards intelligent, automated underwriting to improve operational efficiency and enhance decision-making accuracy

Claims Intelligence

Claims intelligence is set to transform risk management leading to dynamic, accurate predictive ecosystems for Life, Annuity, Retirements and Health insurers.

Submission Intake Autopilot

This system, seamlessly embedded within the digital ecosystem, enables real-time underwriting decisions, eradicates human error, and delivers a completely automated and seamless experience.

Adviser of the Future

Advanced digital advisory agent leveraging on data and analytics to provide customized, personalized transparent, efficient and futuristic offerings with minimal residual risks

API Marketplace

A revolutionary approach enabling brokers with seamless integration of diverse insurance products and services leading to on-demand solutions and customer personalization

AI Augmented Analysis (AAA)

AI augmented analytics represents next frontier in reinsurance by harnessing machine learning and advanced algorithms to enhance precision in risk mitigation and profitability at a scale.

Intelligent Regulatory Filings

A self-updating compliance ecosystem that eliminates manual processes and reduces regulatory risks on a scale

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Executive Perspective

...

"At LTIMindtree, we believe that true transformation in insurance comes from blending human expertise with the power of AI. By embracing Organizational General Intelligence, we’re empowering insurers to move beyond automation—enabling smarter decisions, continuous innovation, and lasting resilience in an ever-evolving landscape."

— Prakash Chava, Chief Business Officer, Insurance

...

"The insurance industry stands at the threshold of unprecedented change, where intelligence is not just an advantage but the foundation of future success. By embracing AI and building resilient digital foundations, insurers can unlock new frontiers of innovation, operational resilience, and customer experience. Our commitment at LTIMindtree is to empower organizations to accelerate transformation and lead confidently into the intelligent enterprise era."

– Subramaniam Chidambaram, Delivery Head, Insurance, LTIMindtree

...

Insurance is shifting from traditional protection to proactive management of risk, resilience, and customer outcomes. By leveraging advanced AI, agentic systems, and rich data ecosystems, insurers can reimagine underwriting, claims, and distribution, ethically and strategically. Our research empowers insurers to anticipate disruption, unlock new models, and lead confidently in an era shaped by applied intelligence.

-Indranil Mitra, Vice President, LTIMindtree Research, LTIMindtree

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