Real-time Payments Enablement

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Real-time Payments Enablement

Accelerated digitization and increased customer comfort have led to an increased focus on real-time payments globally. In the US, real-time payment services have seen a 69% growth year over year. Yet, multiple challenges remain. Banks and financial institutions must modernize their legacy infrastructure to ensure interoperability with multiple real-time payment stacks and increase payment security, which leads to high costs.

LTIMindtree’s SMART-PAY solution is revolutionizing payment technology by enabling all-in-one access to leading real-time payment services such as Zelle, TCH, and FedNow. It ensures compliance with leading international standards including ISO20022. It helps deliver a seamless, high-quality customer experience, carved out by streamlined operations and a unified transactional view.

Why SMART-PAY?

The SMART-PAY solution is designed for banks, payment processors, and financial institutions that want to create the future of real-time payments through instant connections that empower economic growth.

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Customer-Centric

Deploy a rule-based decision engine that empowers customers to choose their preferred network swiftly and effortlessly.

In-depth Insights

Gain unparalleled insights and foresight into customer preferences and market trends with a single vantage point over disparate payment gateways.

Unified Payment Gateway

Benefit from a centralized hub for all Real-time Payment (RTP) systems including Zelle, TCH, and FedNow.

Cost-Efficient

Rationalize multiple gateways, reducing the maintenance overhead and driving down operational costs.

Established Expertise

Benefit from our 20+ years of experience in payment solutions, serving a global clientele that includes Fortune 100 banks and leading payment processors.

Experience why LTIMindtree’s SMART-PAY defines the cutting edge of payment solutions with a free demo.

Resources

Whitepaper

Streamline Payments Modernization to embrace Instant Payments

Video

It’s FedNow or Never: Time to Deliver Instant Payments

Watch Now

Real-time Payments Enablement